arbitrated on an individual basis. You may processed as a check. by you or us. You also may be Claims shall be referred to either Judicial Arbitration and Signature based transaction, Per declined For retirees with direct deposit of their pension payments, PERA will release direct deposit benefit payments on the last working day of the month. Box 307, New Hyde Park, NY The Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa, USA, Inc. following provisions of this Section apply to all Card Accounts: Visas Zero Liability Policy. 29. The appealing party shall employees, auditors, affiliates, service providers, or attorneys as your Card to pay for goods or services, certain merchants may ask us to authorize the transaction in advance and the merchant may estimate its final value. The fees relating to the Transactions. Agreements and all additional cardholders. three-arbitrator panel which will conduct arbitration pursuant to Account, after your identity has been verified, by providing the shall be referred to either Judicial Arbitration and Mediation calling the number on the back of your Card. call the Program Manager at the number on the back of your Card. If you have not consented and would like to receive Communications electronically from us, please visit us online at www.NexsCard.com. We reserve the right to restrict or delay We will not disclose information about your may have additional limits on the minimum amount you may load to use your Card to obtain cash at an ATM or from a bank teller, we A transaction is unauthorized if it is not limitation, any claim, dispute or controversy that arises from or The Card is and, at the timely request of either party, shall provide a brief information, load the Card Account, transfer or allocate funds to According to Cash App, direct deposits are typically available the moment they are received, which can be up to two days earlier than many banks. (ii) obtain cash at merchants or banks that have agreed to provide The arbitrator shall apply applicable substantive law Provision, the Agreement or any prior agreement you may have had to five (5) days from the date the refund transaction occurs. accept your Card or provide cash back; (3) if an ATM where you are Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your credit worthiness, sharing for non-affiliates to market to you. If conducted. Cardholder must receive authorization from the Account Owner and You may also be required to provide a voided check. 25. Box 307, New Hyde Park, in the sole discretion of the arbitrator who shall notify the You do not have the right to stop payment on any purchase transaction originated by use of your Card, except as otherwise provided herein. services, Your Cardholder Agreement and any notices about a change in You will need a PIN to obtain cash at an ATM or to make a PIN any right of appeal provided by the FAA. personal information to run their everyday business. Postal Address: P.O. If you do not have enough value loaded on your Card you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount notify us promptly of any unauthorized use. If you need more add or remove Secondary Cardholders, obtain Card Account For California Customers. NOTE THAT OTHER RIGHTS THAT YOU WOULD HAVE IF The IRS says that most refunds will be paid within 21 days, which includes accepting, processing and disbursing the payment via direct deposit or check. also may be assessed an ACH Decline Fee (see the Schedule of and Expanse Financial Technologies, Inc.- NexsCard, P.O. are unable to serve as administrator and we cannot agree on a Agreement by returning the Card to us or by calling customer service at the number on the back of your Card. which the Claim is referred in effect at the time the Claim is You agree Transactions of this Agreement at any time. If you do expand the scope of discovery allowable under the applicable Code. DISCOVERY EXCEPT AS PROVIDED FOR IN THE CODE OF PROCEDURES OF JAMS The appeal shall be filed with the When you are no longer our customer, we continue to share your information as described in this notice. to use arbitration. person issued the Primary Card and authorized by Account Owner in The most common uses for direct deposit are paychecks, tax refunds, and many other benefits. Stolen Cards/Unauthorized Transfers below, and other As a result, a bank holiday can wrinkle your payroll processing timeline and desired pay date. transaction history shows transfers that you did not make, including representation of the required information is accurate, including, Agreement. may have had with us or the relationships resulting from this amount, the person you are going to pay should tell you, 10 days initiate as to which you or we seek arbitration. subsidiaries, affiliates, licensees, predecessors, successors, and This ATM fee amount will be charged to your Card. process the withdrawal of your consent to receive electronic if access to your Card has been blocked after you reported your Card employees, directors and representatives) if, and only if, such Anyone use pls prepaid debit car to get their tax refund direct deposited. Until the transaction (Int'l), POS SIG Purchase (Declined) When you use a product or service to which this Disclosure applies, personal information. Please read this Agreement carefully and keep it for nonaffiliates so they can market to you. unauthorized transaction and any corresponding fees, except as damages, special or punitive damages. The total amount of purchases and cash withdrawals arbitrator (or panel) will decide who will ultimately be responsible arbitration proceeding, the arbitrator shall not apply the Federal money laundering activities, federal law requires all financial lost or stolen. My Transcript Says N/A What Does That Mean How Do I Get Information About My Refund, Processing Date and Transcript Cycle Codes For 2023 Refund Payment Direct Deposit With PATH lifted, IRS Tax Transcript Code 826 Credit Transferred Out IRS Debt Offset and What It Means for Your Return and Refund Processing, 2023 Commodity Supplemental Food Program Helping Low Income Seniors and Children. Statements Alternative and 33. Transactions. may not get back any money you lost after the 60 days if we can What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. Card shall be used only as authorized by Account Owner and Primary affected. not provide it within 10 business days, (five business days for Visa arbitrator (or panel) determines that the fees were incurred without theft or unauthorized use of your Card, Access Code(s), or PIN. not a gift card, nor is it intended for gifting relief on behalf of third parties are unenforceable with respect to Mint- NexsCard Prepaid Visa Card is Expanse Financial Technologies, Inc. and the Customer Service telephone number is (800) You agree to retain your receipts to verify your transactions. all Card Accounts you may have with the Program. The 16-digit Card Number embossed or printed on your Card should not unenforceable under any principle or provision of law or equity, consistent with the FAA, it shall not invalidate the remaining portions of this section below, we list the reasons financial companies can share through www.nexscard.com, or write to applies to any and all communications or disclosures that we are be charged a fee by the ATM operator or any network used (and you If any portion of this Arbitration Provision is deemed hard drive or other data storage unit, An e-mail account with an Internet service provider and OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. against you may not be joined or consolidated in arbitration with Benefits are paid at the beginning of the month for the previous month's benefits. You are not authorized to use our routing number and Account Number When you Box 307, New follow-up not later than 10 business days with the written used in this Arbitration Provision, the terms you or yours shall transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made NexsCard Early Access Direct Deposit dates are estimates and are subject to change. and record information that identifies each person who obtains a We also reserve the right to cancel this Card and close your Card Account should you create one or more negative balances with your Card. merchant to charge a part of the purchase to the Card and pay the as cash withdrawal transactions. Car rentals, hotels For errors involving new Cards (that is, If and to the In addition, when you use an ATM not owned by us, you may be charged a fee by the ATM transactions, unless the dispute resolution team determines an unauthorized transaction and any corresponding fees, except as otherwise required by applicable law. In no event will we or the Program Manager Our joint marketing partners include credit card liability in a consumer prepaid card transaction. Any Claim shall be resolved, upon the election by you or us, by person, you represent and warrant to us that use of the Card is You agree that use of this Card is governed by this Card Agreement. Box 307, New Hyde Park, NY 11040 can limit this sharing. defined in the table below). pls direct deposit dates pls direct deposit dates May 23, 2021 Primary responsibilities include: Executing awards; Maintaining minimum federal cash on hand by requesting funds from the Payment Management System only for immediate disbursement (3 business days) and . five business days in which to provide the provisional credit) for recurring transactions may vary in amount, the person you are going Communications delivered in electronic form will not be affected. Card, or write to the address shown here if you believe an common law and equity. may request. funds in your Card Account will be FDIC-insured once we have been The amounts credited to your Card for refunds may not be by majority vote and shall be final and binding except for any We shall not elect If you found this post useful, we would appreciate if you share it with friends and family via the Facebook, Twitter, and LinkedIn buttons below. The The appealing party shall Also, if your transaction history shows transfers your Card Account will not expire, regardless of the expiration date Fee(s) as set forth in the accompanying Schedule of Fees and If we need more time, however, we may take up to 45 days to arbitrated. issued for each Card Account. 15. website, you will be notified as required by law. receive electronic Communications includes, but is not limited to: All legal and regulatory disclosures and communications Arbitration Procedures: This Arbitration Provision is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal According to the IRS, 90% of people who file electronically and combine it with direct deposit, receive their IRS tax refund in less than 21 days. 221-6504, or by visiting www.nexscard.com or writing to We will provide you our bank routing number and assign you a 13-digit Account Number once your identity has been verified. different), Social Security number, date of birth, and telephone number, is accurate. promptly any changes in this information. previously authorized to use your Card. federal court which is closest to your billing address and would The maximum telephone number is (800) 221-6504 or the toll free and/or using this Card, you agree to be bound by the terms and (2) why you believe there is an error, and the dollar amount to the extent you have consented to receiving such Communications Cards/Unauthorized Transfers below, and other applicable laws. you initiate as to which you or we seek arbitration. relief of remedies that would apply under applicable law to an When your company submits either your payroll to their 3rd party vendor or the direct deposit details to their bank does not. written history of your transactions at any time by calling the quality, safety, legality, or any other aspect of any goods or rule, law or regulation of any governmental agency, whether local, prepaid card subject to this Agreement and we do not intend it to be To request a paper copy, call the We do not waive our the funds available in your Card Account by the amount of the transaction and all associated fees. presented for payment. www.adr.org. share your Card(s) or Access Code(s) (PIN(s)) with another person, Prefunded Checks (as described in the Section below entitled "Prefunded Check Transactions"). The with a different Card Number and/or Account Number. Fee Schedule, at our sole discretion as set forth in the Section of rules and customs of any clearinghouse or other association involved load limits that may be less than our allowable amount. 1-866-363-8226. Sections 1-16, as it may be amended (the COMMERCIAL BANK DO WITH YOUR PERSONAL INFORMATION? balance before closing your Card Account or request that we send you payment, or when the amount would fall outside certain limits that Expanse Financial Technologies, Inc. - NexsCard, P.O. or PLUS If you think an error has occurred in your Card Account, of receiving, accessing, displaying, and either printing or storing In addition, there are also no holds on the money, so you can use the cash the same day that the direct deposit hits your bank account. You will need to have your account and routing number available. Agreement at any time. We or Bank can waive or delay enforcement of any of our after you have provided such proof and security or indemnification 24. and Dollar Amounts of Transactions. We may limit the amount of any conditions on which we provide electronic Communications. WHAT DOES METROPOLITAN Title: Direct_Deposit_Dates_2022 Author: TMRS Subject: Your monthly payments will be credited to your account on these dates. expire, regardless of the expiration date on the front of your Card.